Work Smarter...Not Harder

Knowledge is Power… I've said it before and I’ll keep saying it!!!

~You can make more money with your mind, then you can ever make with your hands~


We all have heard the saying…. As the Rich gets Richer: The Poor Gets Poorer

Well … I can sum up what I’ve learned in the last 5 years in 3 short sentences:


 ~The Rich buys Assets

 ~The Middle Class buys Liabilities that they think are assets

 ~The Poor only have expenses

My Story...

I graduated college (Temple University) in 2007. After graduating, I had about $75,000 in student loans (and you thought your $25,000 was a lot. HA!)

That was about 5 years ago…. As of now, after interest and deferring payments, let’s just say they are well in the six figures... Especially sense I’m doing my masters program.

See, doing my undergrad years, I did a lot of stupid things!

Like take out way more money that I needed. You know, that refund check! Yea, I lived for that refund check. I actually bought my first car with it one year. Crazy, right! Well, back then I didn’t know any better. I wasn’t thinking about paying anything back, nor did I care!

After graduating, I started reading a lot of books about paying down my debt and getting rid of student loans!

 It wasn’t until I read: Rich Dad, Poor Dad by Robert Kiyosaki that my mind on money began to CHANGE… like I literally had a paradigm shift!!!

To sum up the book:

Robert Kiyosaki tells a story about how he grew up with 2 dads.

 His real dad (Poor One) and his best friend’s dad (Rich One)

He goes on to talk about how his poor dad told him to go to school, get a good paying job, buy a house and invest in mutual funds. While his rich dad said to work hard at buying income producing assets.

In the book he breaks down:

~ The importance of your personal financial statement and how to read one


~The difference between an asset and a liability


~The difference between how the middle-class thinks about money and how the rich think about money


~ How to invest for cash flow instead of capital gains

According to Kiyosaki, An asset is something that puts money into your pocket whether you work or not.

In the book he gives examples of why the financial statements look different for the rich, middle-class and the poor!

He states the poor work for a paycheck through their job. When they get paid, they use their (income) to buy expenses~ things that have no value. For example: clothes, shoes, T.V.’s etc

The middle class work for income also, but they use their income to buy liabilities~ they think are assets. Things that take money out their pocket. For example: a house with a mortgage, a car with a car note, family vacations etc

The rich however may also work for income, but use their income to buy assets ~things that put money in their pockets whether they work or not. For example: businesses, rental income, royalties etc

 Fast forward to 2012 …

Some people may know the real estate market went bust in 2007. A lot of people started losing their homes to foreclosures and for-sale signs started popping up everywhere!!!


From 2007 – 2009 all I did was learn about real estate investing. I read book after book, went to investing seminars, church classes and even volunteered at an investing school- American Real Estate Investors Institute.

My goal during this time was to pay down all my “BAD DEBT” so I can focus on buying “GOOD DEBT"

In Jan 2010, I went back to school to work on getting my masters degree. Here’s the thing though, I only went back to get in- school deferment.

In May of 2010 I bought my first house- a 1 bedroom condo, with a den (that I use as a second room) for $65,000 (despite my large student loan amount). I only put $500 down out my pocket! I also realize now in 2012, that I paid like way to much b/c the real estate market hit rock bottom around the end of 2011. I could have gotten a really nice condo for around $45,000 - $50,000.

But I did get the Obama tax credit for $8,000. (A special program that Obama started for all 1st time home buyers) So I used that money to pay off my car and fix up my condo a little.

While in school I started getting refund checks again, BUT this time I started saving them. In about 1 ½ years I had stacked almost $20,000.

I have learned in real estate you have to THINK outside the BOX!!!

So, now in 2012 with the market still being pretty bad, I started looking again. I had a little bit of money, so I felt confident. Well, every place I went to, turned me down… Why?! 

My debt to income ratio was way too high… too much student loans was all I kept hearing, even though my credit score was good. (I always made sure to keep good credit) Some people don’t care what their credit looks like, I do… I need my credit!

Another thing, I never really used credit cards. I had a total of 6, but the total balance was about $3000, which I paid off. 

Tip: Never close your credit cards b/c it can hurt your credit score!


Every mortgage place I went to said no.... So now what, just turn around and walk away... Never!!

Thinking outside the box, I started looking at other ways to get in the game and came across SELLER FINANCING. Seller financing is where the seller of the property holds the mortgage (like the bank). You still go to closing and the seller still may require you to put money down.

I found two properties that were marketing seller financing. So I put an offer on one of them, offering 10% down. Well, the seller came back with a counter offer at 30%. Mind you, the price of the triplex house – (3units) was 129,999 and the seller wanted 30% down.

Needless to say, I walked away (heart-broken)… I mean really, who has that type of cash just lying around… I started to get frustrated b/c I felt like I was trying so hard and all the doors kept closing in my face!!

A couple months later I found a duplex (2 units) , in the decent neighborhood for $60,000 and the place had a renter already in it! I felt like I hit the lottery….

So immediately I go to look at it, HORRIBLE. I don’t even know how somebody was living in it, but there was a renter, paying $600/month.

I suspected the place needed about $15,000-$20,000 worth of work. I didn’t have that kind of cash, plus the money to buy the place, so I went to a hard money lender. (Supposedly hard money lenders are more lenient than conventional banks) But they also denied me… lol

At this point, I was getting pissed. These stupid student loans are messing my life up! But me being me, kept pressing on! That's when I found a partner/ family member. Someone I could trust. My partner got approved for a loan called 203k (where the government actually gives you money to fix up a house) You can use the loan on anything up to 4 units and that’s how we were able to acquire the property.

My long term goal now is to start paying off my students loans, while acquiring more rental properties!!!

I'm sharing my story b/c I want people to know that anything is possible!!!!

Set goals and work toward them!!

GOD put a purpose in us all… an idea... a dream… We were all meant to prosper!!

All you have to do is take action!!!!

Educate yourself..... then educate someone else!!!

“If your dreams don’t scare you, then their not big enough” ~ Ellen Johnson Sirleaf

More Hair Motivation

Just sharing some inspiration for all the ladies who are struggling on their natural hair journey or lacking ambition...

STAY FOCUSED!!!

More on ~>  http://naturalsobsessed.blogspot.com/search/label/My_Hair



12 Weeks Out

Well, time is definitely moving.... before I know it, I'll be standing on stage again!

Not many changes to my diet, but training has been kicked up about 10 notches.

This pretty much means... early mornings and later nights at the gym.

Current diet:

Still eating every 2 1/2- 3hrs

8am - 5 egg whites or 2.5 oz chicken, 1 cup oats &10 almonds

11am- Protein shake: 1 scoop ~ b/w 100-120 calories, 1/2 banana

2pm- 4oz chicken & 1 cup of green veges

5pm- 2 plain rice cakes w/ 2 Tbsp of peanut butter

8pm- 6oz chicken, 3/4 cup veges, 5oz sweet potato

10pm- Protein shake: 1 scoop ~  b/w 100-120 calories

*** I still get my cheat meal... 1x/ week : No more than 2hrs ***

Training:

4 sets each
45 sec rest
15 Reps or to failure

*** Add 30sec Plyos in b/w all sets ***

Day 1 ~ Chest/Back

Flat bench straight bar
incline DB press
Machine press flyes
Front WG pull downs
T-bar row
Assisted Pull up machine

Day 2 ~ Quads/Bi's

Leg press- shoulder width apart
step up on bench w/ DB in hands
DB wide sumo squat
BB close grip curls with bent bar
ST bar wide drip curls with straight bar
1 arm DB concentration curls

Day 3 ~ Shoulders

Side lateral raises
Front raises
Front Arnold press

Day 4 ~ Hamstrings/Tris

Leg curls (lying)
Reverse lunges w/ DB in hands
Dead lift with DB
Push downs w/ straight bar
Overhead DB extension
DB skull crushers

Cardio~ 55min : 6 days a week

Hair Motivation

 "Pink Pearls" ~> member of Long Hair Care Forum

I’ve been on a healthy hair journey for about 2 years now. Learning a lot of information and new techniques about how to grow textured hair.

I love reading inspirational stories about women who grew their hair to great lengths…it keeps me encouraged to continue on with my journey.  

Recently, I came across a blog featuring a young lady named    "Pink Pearls" 

Below is her story .... I hope it inspires you, like it inspired me!!!

What is your current length and hair texture?

"I am currently at waist length. It seems my hair has multiple textues: it's coily in some areas and wavy in others. My hair is thick and requires a combination of moisture and smoothing products."

How long did it take to get to your current length?

"With the exception of the time I cut my hair to ear length, it's always been bra strap length or longer. It probably took 2 years to grow from mid back length to waist length. I've never focused on growing my hair any length, just maintain healthy hair. My husband would always use my bra strap as a guide and cut above it. However, once I started trimming less, air drying, stretching and eating healthy, my hair grew more."

Are you relaxed or texlaxed? How often do you touch up, which relaxer do you use?

For years I visited the salon. Every 6-8 weeks I would get a touch up until my husband and I were relocated overseas and he volunteered to help with my touch ups. Now I touch up 2-3 times a year with Affirm Sensitive Scalp. I started using Affirm at the recommendation of my cousin who is a salon owner. He suggested using Affirm because it's a great relaxer designed for sensitive scalps. I usually stretch for 5 to 6 month. Currently I am 5 months post.

Tell us about your daily and weekly regimen.
"I've always had a simple regimen.
Daily
In the morning: I use a small amount of coconut oil mixed with avacado oil a few times a week. If my hair is dry, I use Kerastase Sublimateur Jour followed by the oil mix.
Nightly
If my hair is dry, I use Kerastase Nutritive Oleo-Relax Nuit, folled by the oil mix. I also massage my scalp a few times a week with the oil mix.
Weekly:
I usually shampoo weekly. I pre-poo overnight with coconut oil, shampoo with Kerastase Dermo-Calmor, Kerastase Bain, Nutri-thermique, deep condition with Kerastase Oleo Relas Slim and Kerastase Masque Nutri-thermique using heat. I also use a mix of apple cider vinegar and spring water as a final rinse. I incorporated the ACV into my regimen after moving to an area here the water is hard. The ACV also leaves my hair smooth and aids in detangling. I mix 3 tablespoons of ACV with 2 cups of Spring Water in a bowl and pour in the mix on my hair. This is my final rinse after deep conditioning. I leave the rinse in my hair and apply my leave-ins. For my leave-ins, I use Kerastase Oleo Relax Slim, Kerastase Nectar Thermique and Kerastase Oleo Relax Serum. I air dry in two ponytails and flat iron or 2-ponytail rollerset or braid out. I apply my leave-ins to wet (not dripping) hair while in the shower.

For my heat protectants, I use Chi Silk Infusion and Redken Smooth Down Heat Glide. In my opinion, the Redken offers more heat protection and the Chi gives my hair a silky, smooth feel. I also use protein and clarify as needed. "

How do you wear your hair throughout the week?
"When I'm home or working out, I wear a loose bun or clipped up with a flexi8. When I'm out I wear my hair down or in a ponytail. Twice a week, at night, I curl my ends with medium size satin covered rollers and cover with a silk scarf. Other nights I sleep with a loose bun and a silk scarf. If I'm wearing a braid-out, I re-braid nightly."

Do you use direct heat? If so, how often?
"Yes I use heat, In fact, I usually experience more dryness and shedding when I wear heat-free styles. I usually alternate between heat styling with braid-out and bantu knot-outs. I try to limit the sue of heat styling by air drying. I flat iron on 300 degrees with my Cloud Nine wide iron using the chase method."

How do you maintain moisture levels and manage breakage?
"Most of the moisture in my hair comes from my diet: drinking lots of water and eating foods containing water. I also use products with moisture and use silk scarves and sleep caps. In the past, I used a hair steamer, which was great at adding moisture. The first time I experienced breakage was recently after my husband and I were relocated to Australia. Since my arrival in June, I've been battling extreme dryness and some breakage. Nothing seemed to work until I tried Kerastase Oleo fusion and a black tea rinse. The Oleo fusion has made my hair soft and mosturized. The black tea risne stopped the breakage. I also have few products from the Kerastase resistance line and will incorporate into my regimen when needed."

Do you do anything internally, such as diet, vitamins, etc, to promote healthy hair?
"Definitely! I love healthy foods, especially Asian food. I eat salmon twice a week, a variety of beans, nuts, fruit and vegetables: kale, broccoli, brussel sprouts, bok choy, kiwi, dragon fruit, and many others. A few months ago, I purchased a large bobble and that has helped me incorporate more water into my diet. Normally, I fill-up my large bottle three times a day which is roughly 102 ounces of water. I drink green tea and take a multivitamin. I try to eliminate the white stuff: sugar, salt, and flour. However, good chocolate is my downfall."

Winter is around the corner, are you doing anything to prepare your hair for the colder weather?
"Winter has come and gone! The winter season in Australia is June-August. When I arrive in June it was the beginning of winter. It seemed like immediately my hair and scalp became dry. I had to add a second shampoo to my regimen, Kerastase Dermo-Calm to help with dry scalp. I also started using coconut oil as a pre-poo and daily nourishment for my hair."

You're stuck on a desert island and you can only have 3 hair related items with you. What would they be and why?
"Oh geez, only 3. Well, I would definitely need coconut oil. It softens my hair and conditions my scalp. Kerastase Oleo Fusion is another one I would need. It leaves my hair silky smooth for weeks. I would also need my seamless combs. When I'm past 8 weeks post, I use a combination of 4 combs to detangle and smooth. The 4 Comb Smooth method involves using multiple combs to detangle and smooth your hair as if you were roller setting. It use this method because the longer I stretch, the thicker my hair becomes. It involves using an extra wide too comb, a wide tooth comb, a medium tooth comb and a fine tooth comb. Depending on the density of your hair, you may only need two or three combs to achieve smooth, detangled hair. "

Some random stranger offers you $1million dollars to help her create healthy hair just like yours within a specific period of time, how would you do it?
"I would begin with making sure they were eating right: getting adequate protein, water, fruit and veggies. This step is not an overnight fix, but eventually eating right will aid in healthy hair. Next I would look at the condition of the hair and scalp. Does the hair have split ends and in need of a trim or cut, is it lacking moisture or protein, is the scalp unhealthy, etc? I would also develop a regimen and make product suggestions based on the hair texture and condition. I would inquire about their hair practices: are they protecting the hair at night, using excessive heat, wearing hair styles that add stress to the hair, improper detangling? And I would evaluate the condition of the hair tools and make recommendations."

Anything else you'd like to add as a word of encouragement or any other hair care tips you'd like to share?
"Don't get discouraged and don't jump on every bandwagon. When you discover what works for you, stick with it! Begin with a simple regimen, selecting products based on your hair texture (porosity, densit, etc). Make a list of products that worked and those that didn't work. Doing this allows you to look at the ingredients in those products that didn't work and avoid them when making future purchases. Most importantly, be patient and allow your regimen to work."

Courtesy of http://relaxedhairhealth.blogspot.com/search/label/Inspiration

Winter Hair Care Tips

Winter is here and the #1 thing that should be on your mind is…..

                                           Moisture Moisture Moisture!!!!

In the winter the air becomes extremely dry and harsh; inside and outside, which can wreak havoc on your hair and skin!

So to prevent excessive dryness and breakage, you should be taking extra special care of your hair during this time.

The key to winterizing your regimen is to prevent damage by being proactive in your hair care regimen. Switching to a routine that causes very little stress on your hair throughout the winter will help prevent breakage and retain length.

Below are some tips that I found to be very helpful in retaining length and keeping my hair hydrated.

~Minimize the use of heating tools

The quickest way to cause breakage is by using excessive heat.

• Always use a hair conditioner prior to using any heating tools. If you’re going to use a heating tool apply a leave-in conditioner and/or a heat protecting serum.

• Heat Protectants. If you decide to use a heating tool, use a hair product to protect your hair from heat damage. Bio Silk Therapy and CHI Silk Infusion are great for protecting your hair. In addition, you can also use a leave-in conditioner accompanied by a heat protecting hair serum to replenish moisture.

• Blow Dry on Cooler Temperature. When using a blow dryer to dry hair use a cooler temperature setting. Your hair may take longer to dry; however, it will minimize heat damage.

• Air drying. Try letting your hair air dry instead of blow drying it.

~Minimize Manipulation

• Comb your hair only when wet and with a conditioner.

• Finger Comb. If you choose to comb your hair while it’s dry, try finger combing instead of using a comb. This will reduce breakage. If you do use a comb use a wide tooth shower comb.

• Do NOT brush hair at all. Brushing hair leads to more breakage.

~ Moisturize Often

To combat dryness during the winter, it is important to moisturize often.

• Use a moisturizer daily or leave-in conditioner. A leave in conditioner can do wonders to dry and brittle hair.

• Try to use leave-in conditioners with natural ingredients. Some ingredients such as sodium laurel sulfate, mineral oil, and petrolatum cause more dryness, so avoid using leave-in’s with these ingredients.

• Reduce Wash’n’go’s during winter. Do not go outside with wet hair. 

• Use lukewarm or cool water instead of hot water when washing hair. Do not wash your hair using hot water. Washing your hair with hot water can cause damage.

• Avoid shampooing your hair too often. During the winter, the hair and scalp becomes dry easily. Shampooing too often can only make matters worse. If you must shampoo your hair to remove buildup only Shampoo once a week preferably at night. This was you have time to let your hair air dry and you wont have to go out in the cold weather with wet hair.

~ Deep Condition and do Hot Oil treatments frequently

Deep Conditioning and Hot Oil treatments help restore and replenish moisture to your hair.

• Homemade Deep Conditioning Treatments Natural and/or homemade deep conditioning treatments are another great alternative to combat winter dryness.

• Hot Oil Treatments. Hot oil treatments are great for replenishing moisture as well. You can use a variety of oils for hot oil treatments.

~Protect

The best way to protect your hair during winter is to always try to cover it.

• Keep your hair wrapped and protected at night. Try wearing a Satin Bonnet or scarf to prevent hair from drying while you sleep.

• Wear protective styles (i.e. buns, braids, cornrows, etc). If you’re going to wear your hair in a bun try not to pull your hair too tight. You don't want to stress your hairline. Wearing protective styles help preserve your hair throughout the winter.

• Always moisturize your hair and ends. Apply oil on your hair after moisturizing with your favorite leave-in conditioner helps seal in moisture and protects your ends.

• Wear a hat or a scarf. Wearing some sort of hat or scarf that’s loose enough to allow scalp circulation will protect your hair against cold winds.

Following these simple black hair care steps during the harsh winter months will help prevent damage, breakage, and help you retain length.

My Motto for 2012

For each new year, I like to give myself a motto that sets the focus for the entire year.

This year, I found a picture that had some very motivational writing on it and I was immediately inspired....so what better thing to use to start my year off right!!!

A lot of people have new year resolutions and goals that they want to implement at the beginning of each year... But months in, they seem to fall off or just give up!!

So, what I like to do is write down what my overall goals are for the entire year..... Then set smaller goals throughout the year.

This will help you stay on tract and keep you motivated!!!

Happy New Years!!!!!

19 Weeks out

Its that time again... 19 weeks out from my 1st 2012 Bikini competition!!!!

This will make it my 2nd Bikini show… I’m so excited, starting a little early due to some "slacking" I’ve been doing during the "off season". 

What can I say... I'm a work in progress!!!

Current meal plan (until further notice)~ 7 days a week

***Eating every 2 ½ - 3hrs***

8am  ~ 5 egg whites, 1 cup oatmeal, 10 Almonds

11am ~ 1 individual size Chobani Greek yogurt (Vanilla or Plain)

2pm   ~ 4oz chicken, 1 cup green veges, ½ apple

5pm   ~ 2 plain rice cakes w/ 2 Tbsp of Peanut butter

8pm   ~ 6oz chicken, ¾ cup green veges, ¾ brown rice

 (Dinner treat- 1 Jello pudding cup)

***  Allowed one "Cheat Meal" ~ 1x / week *** (Anything I want)

Current Training :

5 days/wk- 40 min cardio & 4 days/wk weight training

~Shoulders/Chest

~ Back

~ Legs

~Arms

Let the FUN begin!!!

Why be ordinary, when you can be... Extraordinary

,

I came across this saying in a book one day and all I could do was stop reading and say.... WOW!!!

Its such a simple saying, yet so profound if you really contemplate it!!

Now-a-days, people are so afraid to step outside their comfort zones b/c of what other people might say or they think their not:  smart enough, strong enough, fast enough, rich enough... etc

How many things have you said you wanted to do, but didn't?!

How many times have you started something, but never finished?!

On my quest to fully understand this saying.... I came across a blog post that read... "How to go from Ordinary to Extraordinary" by Caz Makepeace. 

Read what it said below....

It’s really not that difficult to live an extraordinary life. Most people look at those who are having success around them, and desire the same thing, but end up tossing their dreams in the too-hard-basket.

They don’t understand that going from ordinary to extraordinary involves doing just a little bit extra.

It is how I managed to live and travel the world for 14 years, grow one of the most popular travel blogs online in just a year, land a partnership project with Qantas, and have very quick success with my Mummy blog.

All you need to concentrate on is doing 10% more than those around you- that little bit extra in the following areas.

Dreaming

Everything in life starts with a dream. Those who move on to the attainment of their goals understand how important doing that little bit extra is with dreaming.

You have to dream big. Your dreams should be so big that they scare you. Don’t allow thoughts of limitations and excuses as to why those dreams can’t come true enter your head. Just dream your wildest dream. Tell that genie exactly what it is you desire.

There are two very important steps you must undertake when dreaming:
~Say Yes to the Dream
~Understand that you deserve it.

In saying yes to the dream, you are in fact saying that you deserve this to be a reality in your life. If you don’t stand up for your dreams then no one else will.

Whatever you are dreaming you are dreaming it because it is the life that was purely destined for you. Of course you deserve it. Why wouldn’t you?

Saying yes to the dream means that you commit yourself 110% to the attainment of it. You understand that the “yes” starts the wheels in motion to move the dream from absent minded wishing on the couch to full fledged participation in making it become a reality.

Learning

You cannot move into the realm of success without first learning how to get there. All successful people spend years learning how to perfect their craft and develop a mindset destined for success.

They don’t waste time filling their heads with gossip, reality TV shows, negative news, dis-empowering emotions or anything else that will interfere with them moving forward.

They find out who are the successful people in their niche and then they learn how they can follow in their footsteps.

There is rarely a spare moment that goes by where I do not have a book in my hand, a podcast in my ear, or I’m having conversation with someone who can help me move forward to achieving my goals.

Invest your time and money into learning and growing yourself.

Taking Action

Sitting on the couch dreaming will never be enough to make them your reality. You have to take action. Achieving success means playing full out.

Doing 10% more than everyone else will propel you out in front.

For every action you undertake, push yourself just that little bit more. Take on that extra hour work each day, write that one extra blog post, and talk to that one extra person who is where you want to be.

Taking Action will involve you having to undertake the following
Stretch your comfort zones

Taking action means there are times when you are going to have to get uncomfortable. We only grow by stretching. By all means take baby steps if you need to.

Every day do at least one thing that makes you feel uncomfortable. You are entering a new world, it will scare you, but don’t let that fear prevent you from attaining the dream you deserve.

Make the Sacrifices

You cannot get without giving something in return. Understand that in order for you to go from ordinary to extraordinary, you will have to make sacrifices. This could be a sacrifice of time, money, relationships, comfort levels, character traits, or material possessions.

Work out what price you are willing to pay and then pay it. The rewards will be worth it.

Take the Opportunities

The longer you are involved in the process of moving from ordinary to extraordinary the easier it will be for you to see the opportunities that float pass you daily.

I do not believe in luck. I believe opportunities are always showing up in your face, but often you aren’t prepared enough to see them yet. By following these steps the “luck” will show up when you are prepared for them.

When the opportunities arrive, don’t wait around with uncertainty, grab a hold of them. Part of the reason we secured a partnership deal with Qantas was because we took an opportunity that no one else did. We were able to see the potential rewards, so we made the sacrifice and said “Yes, please.”

Interacting With Others

So much of what I have achieved in my life is a direct result in my ability to interact with others. Just that little bit extra when interacting with others can go a very long way.

All you need to do is give a little bit of an extra smile, help them in a little extra way, use a little bit extra manners, take some time to get to know and understand them better.

You cannot have success in your life without helping and sharing with others along the way. Make your interactions a two way street.

Your focus should be on authentic relationship building and what can I do to help you rather than how can you help me. It is by helping and serving others first that you will be rewarded in return.

Live with Passion

For me this is the extra nip of chili in your soup. The power kicker that will have your dreams coming towards you at rocket speed.

If you do all the others well but leave this off, your dreams will come crawling to you. Going from ordinary to extraordinary means you are living with passion.

You are spending your days excited about your life and your future. You are living from your higher emotive states of love, enthusiasm, and gratitude.

Celebrate every win that happens no matter how small and be extremely grateful for them.

You are living your dreams; there is much to be thankful for in that as there are many others that don’t get the same opportunities.

Yes, the opportunities are there for everyone, but many don’t take them as they are afraid of doing that little bit extra and they don’t believe they deserve it.

Be thankful that you were able to overcome those demons, and be enthusiastic in the fact that you can show others just how easy it can be. You can be the light that helps them find the way to their dreams becoming a reality.

It is just a little bit extra.

How Great are YOU?!

"What lies behind us and what lies before us are tiny matters compared to what lies within us"



Women: Just Beautiful!!

Dont you just love being a woman!!!